Welcome back! Already A Credit Card Member? Make payments and manage your account here ›
One Membership. Four Brands. Gap, Banana Republic, Old Navy, Athleta.
Membership Tiers - Core: <$500 Annual brand spend. Enthusiast: Cardmembers start here or $500-$999 annual brand spend. Icon: 5,000 points as a cardmember or $1000+ annual brand spend
Entering Membership Benefits Table
New Cardmembers Offer
Get 20% Off the first time you use our credit card at each of our brands in the first 14 days. This is a cardmembers exclusive offer for Enthusiast and Icon tier members
Earn & Redeem
Earn 5 points for every $1 spent as a cardmember across our family of brands. This is a cardmembers exclusive perk for Enthusiast and Icon tier members
or earn 1 point for every $1 spent at our family of brands as a reward member. This perk is available to all members.
Gap Inc. Visa Credit Cardmembers earn 1 point for every $1 spent outside our family of brands. This is a cardmembers exclusive perk for Enthusiast and Icon tier members
Every 100 points = reward redeemable across our family of brands, no merchandise restrictions. This perk is available to all members.
Free Fast Shipping (on orders of $50 and more) Core and Enthusiast members recieve 3-5 days shipping, Icon members receieve 2-3 days shipping.
No annual fee. *Zero fraud liability. This is a cardmembers exclusive perk for Enthusiast and Icon tier members
Do Good: Pay it forward when you donate your rewards to a good cause. This perk is available to all members.
Members only exclusive offers. Available to all members, Enthusiast and Icon tiers may get additional offers.
Eary Access. This perk is exclusive to Enthusiast and Icon tier members.
Family of brands bonus: Unlock up to 2,000 bonus points annually when you shop at 2 or more Gap Inc. brands. 2 brands = 500 points. 3 brands = 1,000 points. 4 brands = 2,000 points. This bonus is available to all members.
Quarterly Bonus: Get bonus points each quarter that you make a purchase at our family of brands. Core members earn 125 bonus points. Enthusiast members earn 250 bonus points. Icon members earn 500 bonus points.
Birthday Bonus: Celebrate your birthday with extra perks - it's our treat! This bonus is available to all members. Enthusiast and Icon members may recieve additional bonuses.
Double Reward Day: Double the value of your rewards. This bonus is exclusive to Icon members.
Create your own sale day and recieve an extra 15% off any purchase at our family of brands. This bonus is exclusive to Icon Members
Free basic alterations on Banana Republic Merchandise. This benefit is exclusive to Icon members.
Convert unused Banana Republic Factory StyleCash, GapCash, or Old Navy super cash to points. This perk is available to all members.
Get access to athleta community, including digital and live events, expert resources, fitness classes and more. This perk is available to all members
Free trial subscription and discounts from obé fitness - a live and on-demand fitness program. This perk is exclusive to Icon tier members.
*ACCOUNT OPENING DISCOUNT: Subject to credit approval. Your new credit card must be used as sole payment type. Codes expire at 11:59p PT fourteen (14) days from date of Account open. Valid in the U.S. (including Puerto Rico) only. Only one account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount, but can be combined with one other offer in a single transaction. Excludes Gift Cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and YEEZY GAP. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change. FIRST PURCHASE DISCOUNT: Open a new Banana Republic Rewards Visa Credit Card or Banana Republic Rewards Credit Card Account 12/07/21 at 12:01a PT through 01/01/22 at 11:59p PT to receive a 25% discount on your first purchase. If new Account is opened in Banana Republic or Banana Republic Factory stores, discount will be applied to first purchase in store made same day. Applicants who do not receive an immediate credit decision, but are approved after this offer has ended, will receive a 20% off coupon in their card carrier package. If new Account is opened at BananaRepublic.com or BananaRepublicFactory.com discount code expires at 11:59p PT 14 days from date of Account open. Not valid at other brands. FAMILY OF BRANDS DISCOUNT: 20% discount code will be provided in the welcome kit provided at time of account opening in store or in your temporary shopping pass email for accounts opened online and is valid 1 (one) time in-store or online at each of our family of brands. Code must be presented in-store or applied at checkout online.
Rewards: See your Program Terms for Details
No Annual Fees: As of 05/01/2021 Variable Purchase APR is 25.99%. The APR will vary with the market based on the Prime Rate. Minimum interest charge is $2.00.
Free to Join: See Program Terms for Details
Birthday Gift: For eligible program members only. Gift selected in Gap Inc.’s discretion and may be subject to additional terms and conditions. See program terms for additional details and program restrictions, including eligibility requirements.
Quarterly Bonus: Eligible program members earn the following bonus each quarter they make a qualifying purchase in-store or online at Gap, Gap Factory, Old Navy, Banana Republic, Banana Republic Factory, or Athleta: Core = 125 pts; Enthusiast: 250 pts; Icon: 500 pts. Limit one quarterly bonus per eligible program membership. For purposes of this offer, quarters begin at 12:00 am PT on 1/1/21, 4/1/21, 7/1/21, and 10/1/21. Valid in U.S. only (including Puerto Rico). Not valid in our Clearance Centers. To recieve bonus, program membership must be identified with purchase. See program terms for additional terms and details, including any eligibility restrictions and when points will be available for use.
Annual Bonus: Eligible program members earn the following bonus points annually when they shop 2 or more of our family of brands: 2 brands = 500 pts; 3 brands = 1,000 pts; 4 brands = 2,000 pts. Qualifying purchases must be made between 12:00 am PT on 1/1/21 at 12:00 am PT and 11:59 pm on 12/31/21 either in-store or online at 2 or more of our four eligible brands – Gap (including Gap Factory ); Banana Republic (including Banana Republic Factory ); Old Navy; and Athleta. Not valid for purchases made at our Clearance Centers or for multiple purchases made at a single brand. Valid in the U.S. only (including Puerto Rico). Limit one (1) annual bonus per eligible program membership. To recieve bonus, program membership must be identified with purchase. See Program Terms for additional terms and details, including any eligibility restrictions and when points will be available for use.
Free Shipping on Purchases of $50 or more: *Must be signed into your online account to recieve offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members recieve free 3-5 day shipping on orders of $50 or greater. Icon members recieve free 2-3 day shipping on orders of $50 or greater. See Program Terms for additional terms and details, including any eligibility restrictions.
Early Access: We will send additional details about early access opportunities when they are available to eligible program members. May be subject to additional terms and conditions.
Create Your Own Sale Day: Eligible program members can choose their own sale day (15% off) once per year. May be used at each of our Family of Brands on the sale day, either online or in-store. Subject to additional terms and conditions, which will be included in the offer.
Double Redemption Days: Double redemption day available once annually to eligible ICON program members who have rewards points in their account on the double redemption day. Details to be provided when double redemption day is offered (date determined in Gap’s discretion) and subject to additional terms and conditions. See complete Program Terms.
Donate Pts to Select Charities: Eligible program members can convert rewards to dollars to donate to select organizations. 100 points = $1 donation dollar. Subject to maximum program cap. Organizations chosen in Gap Inc.’s discretion. See complete Program Terms.
Obé 2 month free trial: Enthusiast and Icon program members who are new to or not current obé users and have made a purchase either online at athleta.com or at an Athleta store in the U.S. only within the previous twelve months will get: 2-month free obé trial (Enthusiast members); 3-month free obé trial (Icon members). Must use email link emailed by Athleta and sign up for obé monthly subscription at obéfitness.com to redeem obé offer. obé code must be applied at time of obé sign-up and applies to first month(s) only. Limit one code per eligible program membership. Offer is non-transferable. Subject to terms and conditions from obé. For obé cancellation requests, visit https://obefitness.com/faq contact vip@obéfitness.com with questions about your membership. Cannot be combined with other Athleta or obé offers, promotions, or discounts. Athleta is not responsible for any third party offers, products, or services or for lost or stolen codes. To receive offer, program membership must be active and in good standing. Offer subject to change. For complete details, see Program Terms.
Convert GapCash/StyleCash/ Super Cash to Rewards: Eligible program members can convert unused Gap Cash, Super Cash, or StyleCash (“Cash Coupons”) to Rewards points. You must convert your unused Cash Coupon(s) to points within 30 days of the last day to redeem your Cash Coupon. Each Cash Coupon dollar equals one program point when converted. Cash coupons are subject to the terms and conditions of each Cash Coupon program. See Program Terms for details, including eligibility requirements and converting Cash Coupons to rewards points.
Free Alterations on BR Merch (Icon Only): Exclusions apply. See Reward Program Terms for details.
Earn Points: Purchases paid with Gift Cards or store credit do not earn points. Additional restrictions apply. See complete details, including how to earn points and redeem rewards, at Program Terms. Cardmembers: A Gap Inc. Credit Card must be used as sole payment type. Subject to credit approval.
How To Level Up: See Program Terms for details.