*Details:

Earn Points – Members: Purchases paid with gift cards or store credit do not earn points. See complete details, including how to earn points and redeem rewards, at Reward Program Terms.

Earn Points – Cardmembers: Subject to credit approval. A Gap Inc. credit card or an Encore Credit Card must be used as the sole payment type. See Reward Program Terms for details about earning and redeeming points and rewards.

Redeem Points: Encore Market redemptions are final sale and cannot be returned or exchanged. Shipping fees may apply.

Free Shipping: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible All-Access program members receive free Standard shipping on orders of $35 or greater with use of a Gap Inc. credit card or an Encore Credit Card. Eligible Premier members receive free Standard shipping on orders of $50 or greater. Eligible Core members receive free basic shipping on orders of $50 or greater. See program terms for additional terms and details, including any eligibility restrictions.

Birthday: For eligible program members and their designated family members only. Gift selected in Gap Inc.’s discretion and may be subject to additional terms and conditions. See program terms for additional details and program restrictions, including eligibility requirements.

Cash Programs: See individual program terms for details.

First Purchase Discount: Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Banana Republic Encore Rewards Credit Card or Banana Republic Encore Mastercard® Account from 3/2/2026 at 12:01 am PT through 3/10/2026 at 11:59 pm PT to receive a 25% discount on your first purchase. Applicants who do not receive an immediate credit decision but are approved after this offer has ended will receive a 20% off discount code in an email delivered shortly after approval. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands Discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. Not valid at other Gap Inc. brands or in our Clearance Center. No adjustments to previous purchases. Offer subject to change.

Family of Brands Discount: Subject to credit approval. Terms Apply. Your new Encore Credit Card or Encore Mastercard® Account must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Valid one time in store or online at each of our Family of Brands only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. Discounts cannot be combined with Brand Ambassador, student, or Gap Inc. employee discount but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. Not valid in our Clearance Center. Offer subject to change. Discount code must be presented in store or applied at checkout online.

Create Your Own Sale Day: All-Access level program members can choose their own sale day (20% off) once per year. Premier level program members can choose their own sale day (15% off) once per year. May be used one time at each of our Family of Brands on the sale day, either online or in-store. Subject to additional terms and conditions, which will be included in the offer.

Extended Returns: See Return Policy for details.

Early Access: May be subject to additional terms and conditions.

Free to Join: See Reward Program Terms for details.

Rewards/Points Availability: Available rewards and points subject to change based on account activity.

How To Level Up: See Reward Program Terms for details.

Encore Market: Encore Market redemptions are final sale and cannot be returned or exchanged. Shipping fees may apply.

Free Alterations on BR Merch (All-Access Only): Exclusions apply. See Reward Program Terms for details.

*Bonus 1,000 Points Email or SMS Offer: Offer only valid for customers who received a corresponding email or SMS. Valid on a single qualifying purchase from 02/26/2026 at 12:01am PT through 03/12/2026 at 11:59pm PT in Gap, Banana Republic, Old Navy and Athleta stores and online only in the U.S. (including Puerto Rico). A maximum of 1,000 bonus points can be earned with this offer.  Not valid in our Clearance Center or on purchases made with gift cards or store credit. Excludes shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. No adjustments to previous purchases. Every 500 points can be converted into a $1 reward. Reward value not redeemable for cash. Account must remain open. Points will post to Account within fourteen (14) days of offer end date. See Reward Program Terms for details on earning and redeeming points.

*Bonus 5,000 Points Email or SMS Offer: Offer only valid for customers who received a corresponding email or SMS. Valid on a single qualifying purchase from 02/26/2026 at 12:01am PT through 03/12/2026 at 11:59pm PT in Gap, Banana Republic, Old Navy and Athleta stores and online only in the U.S. (including Puerto Rico). A maximum of 5,000 bonus points can be earned with this offer.  Not valid in our Clearance Center or on purchases made with gift cards or store credit. Excludes shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. No adjustments to previous purchases. Every 500 points can be converted into a $1 reward. Reward value not redeemable for cash. Account must remain open. Points will post to Account within fourteen (14) days of offer end date. See Reward Program Terms for details on earning and redeeming points.

This card is issued by Barclays Bank Delaware pursuant to a license from Mastercard® International Incorporated. Mastercard®, World Mastercard®, World Elite Mastercard®, and the circles design are registered trademarks of Mastercard® International Incorporated.